Why “Clean Gutters” Is More Than Just a Repeated Phrase

Why “Clean Gutters” Is More Than Just a Repeated Phrase

Clean Your Gutters

Why “Clean Gutters” Is More Than Just a Repeated Phrase

It seems like everyone is always saying, “Clean your gutters!” Whether it’s a reminder on a home maintenance checklist or advice from a roofing professional, this phrase is repeated so often that it starts to sound like background noise. But despite the constant reminders, many homeowners still don’t fully understand why cleaning gutters is such a big deal—or what can go wrong if they skip this important task.

So, why do we keep saying it? Because **cleaning your gutters really is that important**. Let’s break down why neglecting your gutters can cause more than just an eyesore, and why keeping them clear is critical for your home’s long-term health.

1. Gutters Are Your Home’s First Line of Defense Against Water Damage

Your gutters have one job: to direct water away from your house. When gutters are clogged, water can’t flow through them properly. This causes water to spill over the sides or back up onto your roof, leading to all kinds of problems:

Leaky Roofs:

Overflowing gutters can cause water to pool on your roof, eventually seeping into your attic or interior walls. Over time, this constant exposure to water weakens the shingles and underlayment. The result? Leaks, rotting wood, and possibly even the need for a full roof replacement.

Foundation Issues

When water isn’t diverted away from your foundation, it can start to pool around the base of your home. Over time, this water can cause cracks and lead to foundation erosion. A clogged gutter today can lead to a costly foundation repair tomorrow.

2. Standing Water in Gutters Invites Pests

 Standing water and debris in clogged gutters create the perfect environment for pests. Mosquitoes, which breed in stagnant water, are a common nuisance, but it doesn’t stop there. Birds, rodents, and even insects can make themselves at home in your clogged gutters. Before you know it, a simple gutter cleaning could have prevented a pest infestation in your attic or walls.

3. Prevent Costly Repairs

Neglecting your gutters doesn’t just lead to water damage—it leads to **expensive** water damage. Replacing shingles, repairing cracked foundations, and restoring water-damaged walls can cost thousands of dollars. Regular gutter maintenance, on the other hand, is a much smaller investment that prevents these major issues.

4. Clogged Gutters Can Ruin Your Landscaping

Overflowing water from clogged gutters can flood flower beds, wash away mulch, and erode soil. All that hard work you put into your landscaping can be undone by one heavy rain if your gutters aren’t properly directing water away from your yard.

Why We Keep Repeating “Clean Your Gutters”

So why do we keep saying it? Because **the consequences of ignoring your gutters can be severe**. It’s more than just a task to cross off your list; it’s a critical part of protecting your home. Without regular cleaning, your gutters can’t do their job, and that can lead to damage you may not even notice until it’s too late.

At the end of the day, clean gutters are essential to preserving the integrity of your home. So the next time you hear, “Clean your gutters,” remember—it’s not just a nagging phrase. It’s sound advice that could save you from some serious headaches and costly repairs.

So grab that ladder, clear out the debris, and enjoy the peace of mind that comes from knowing your home is ready to handle whatever the weather throws at it. And if your gutters have been neglected and you’re worried it may have affected your roof, call Stonebridge for a free inspection—our experts are here to help protect your home from top to bottom.

Beating Tropical Storm Boredom

Beating Tropical Storm Boredom

Surviving Tropical Storm Boredom

Top 3 Ways to Beat Tropical Storm Boredom

    Ah, Florida! The land of endless sunshine, pristine beaches, and… tropical storms. While these storms can put a damper on outdoor plans, they don’t have to ruin your day. In fact, they can be an opportunity for some unique indoor fun! So, grab your hurricane snacks and hunker down, because we’ve got five entertaining ways to make the most of a tropical storm.

1. Movie Marathon:

     When the winds are howling and the rain is pouring, there’s no better time to snuggle up for a movie marathon. Transform your living room into a cozy cinema with blankets, pillows, and, of course, plenty of popcorn. Whether you’re a fan of classic films, binge-worthy series, or the latest blockbusters, there’s something for everyone. Create a theme for your marathon—like “Disaster Movies” (if you’re feeling brave) or “Feel-Good Comedies”—and let the binge-watching begin. Bonus points for wearing your comfiest pajamas and having a stack of snacks within arm’s reach! And for the kids, mix it up with a family-friendly comedy.

Top Family Movie

“Saving Bikini Bottom: The Sandy Cheeks Movie.”  This animated film features Sandy Cheeks from SpongeBob SquarePants embarking on an adventure to save Bikini Bottom. The movie combines humor, adventure, and beloved characters, making it an excellent choice for family entertainment (Moviefone) .

Top Streaming Comedy

“The Instigators,” available on Apple TV+. This action-packed heist comedy stars Matt Damon and Casey Affleck as unlikely partners who team up to rob a corrupt politician. Directed by Doug Liman, the film combines humor with thrilling heist elements, making it a must-watch for comedy fans (Moviefone).

2. Board Games and Puzzles:

      Remember all those board games gathering dust in your closet? Now’s the perfect time to dust them off and dive into some friendly competition. Whether you’re a Monopoly mogul, a Scrabble savant, or a Sushi Go Party! champion, there’s a game for every taste. If board games aren’t your thing, try your hand at a jigsaw puzzle. There’s nothing like the satisfaction of fitting that final piece into place. Board games are not only a great way to entertain kids without screens, but they also encourage critical thinking and teamwork.

Sushi Party Go

This delightful card-drafting game is quick, fun, and easy to learn, making it perfect for families. Players try to create the best combination of sushi dishes, scoring points for making the best meals. The game features cute and colorful artwork and offers a mix of strategy and luck, which keeps players engaged. It’s suitable for 2-8 players and can be played in about 20 minutes, making it ideal for a quick and enjoyable family game night. Available at Target & Walmart.

Ticket to Ride

This classic game involves collecting train cards to claim railway routes across North America. It’s a fun and engaging game that appeals to players of all ages, offering a mix of strategy and luck as you race to connect cities and complete Destination Tickets. It’s perfect for family game nights and can accommodate 2-5 players This game offers a refreshing and playful experience, perfect for all ages.

3. Whip Up A Storm In The Kitchen!

Top 5 TikTok Recipes Now

1. Cowboy Butter

A savory dip made with butter, lemon, herbs, and spices, perfect for steak, vegetables, or bread. It’s a versatile sauce that’s gaining popularity for its delicious flavor.

2. Blueberry Cookies

These vibrant cookies combine blueberries and white chocolate chips, making them a delightful and visually appealing treat.

3. Kool-Aid Pickles

This intriguing recipe blends the sweetness of Kool-Aid with the tanginess of pickles, creating a colorful and unique snack.

4. Chili Oil Eggs

This recipe involves cooking eggs in chili oil and serving them over rice, adding a flavorful twist to a simple dish.

5. Pasta Chips

A fun and crispy snack made by frying or baking cooked pasta and seasoning it with your favorite spices, offering a delicious twist on traditional chips.

    While tropical storms might keep you indoors, they don’t have to be a total washout. With a little creativity and a positive attitude, you can turn a dreary day into a memorable experience. So, next time a storm rolls in, embrace the opportunity to relax, have fun, and enjoy some quality time at home. Keep the screens off as much as possible, and explore these engaging activities that bring the family together. Stay safe, stay dry, and let the good times roll—just maybe not outside!

Understanding Your Homeowners Insurance Policy: A Guide from Stonebridge

Understanding Your Homeowners Insurance Policy: A Guide from Stonebridge

At Stonebridge Roofing, Energy & Exteriors we know how important it is to keep your roof strong and safe. As a homeowner, it’s key to understand your insurance policy and the state of your roof. Our inspections spot normal wear and tear, keeping your roof in great shape and making insurance claims easy.

What Your Homeowners Insurance Policy Covers

According to Southern Oak Insurance, homeowners insurance policies typically cover a range of events that can cause significant damage to your home. Common covered events include:

  • Storms: Damage from hurricanes, windstorms, and other severe weather conditions.
  • Hail Damage: Significant impact on roofs, windows, and siding.
  • Fire: A primary risk covered by homeowners insurance.
  • Falling Objects: Damage from falling tree branches or other objects.
  • Vandalism: Intentional damage caused by others.

Understanding these covered events is vital for ensuring your policy meets your needs. However, it’s equally important to know what is not covered.

 Common Insurance Policy Exclusions

Not all damages are covered by homeowners insurance. Common exclusions include:

  •  Normal Wear and Tear: Insurance policies typically do not cover damages resulting from normal aging or usage of your home.
  • Construction Defects: Issues resulting from poor construction practices are generally excluded.
  • Improperly Installed Solar Panels: Solar racks that have penetrated parts of your roof deck potentially void your warranty and affect your coverage.
  • Foundation Failure: Structural problems with the foundation are often not covered.
  • Pet and Animal Damage: Damage caused by pets or other animals is usually excluded.
  • Mold and Fungus: Coverage for mold and fungus is often limited or excluded entirely.

Understanding these exclusions is crucial to avoid unexpected costs. Ignoring common wear and tear conditions on your roof can lead to big problems. If a storm hits, and there is evidence of neglect, you might be left with an expensive problem. Instead of just your deductible, you could end up covering the whole cost of a new roof.

Stonebridge Roofing Inspections: Identifying Normal Wear and Tear

As your roof ages, routine inspections and regular maintenance are important. We provide complimentary inspections to help you identify normal wear and tear, preventing minor issues from becoming major problems. Here’s what we look for:

 

1. Leaks and Water Damage:

  • Active Leaks: Any visible signs of water penetration.
  • Staining or Mold: Indications of past or present water intrusion, leading to mold growth or water stains on the ceiling or attic.

2. Structural Damage:

  • Sagging Roof Deck: Portions of the roof deck that sag or appear uneven.
  • Cracked or Broken Rafters/Trusses: Any signs of damage to the structural supports of the roof.

3. Shingle Issues:

  • Missing or Damaged Shingles: Shingles that are missing, cracked, curled, or otherwise damaged.
  • Granule Loss: Significant loss of granules from asphalt shingles, indicating aging or damage.

4. Flashing Problems:

  • Improperly Installed Flashing: Flashing that is not correctly installed around chimneys, vents, or other roof penetrations.
  • Corroded or Missing Flashing: Flashing that is corroded, damaged, or missing altogether.

5. Ventilation and Insulation:

  • Blocked or Inadequate Ventilation: Insufficient or obstructed ventilation, leading to heat buildup and potential moisture problems.
  • Inadequate Insulation: Insufficient insulation in the attic, leads to energy inefficiency and potential moisture issues.

6. Gutter and Downspout Issues:

  • Clogged or Damaged Gutters: Gutters that are clogged, sagging, or otherwise damaged, affecting water drainage.
  • Improper Downspout Placement: Downspouts that do not direct water away from the foundation, potentially leading to water damage.

7. Roof Penetration Problems:

  • Improperly Sealed Roof Penetrations: Areas around vents, skylights, or chimneys that are not adequately sealed, allowing water to penetrate.
  • Improperly Installed Solar Racks: Identify potential issues where solar rack installation has penetrated the roof deck in a way that allows water penetration.

8. Roof Age and Wear:

  • Old or Worn Roofing Materials: Roofing materials that have reached the end of their expected lifespan and are showing signs of wear.
  • Blistering or Buckling: Shingles or other roofing materials that are blistering, buckling, or otherwise deformed.

9. Debris Accumulation:

  • Excessive Debris: Accumulation of leaves, branches, or other debris that can trap moisture and lead to roof damage.

10. Biological Growth:

  • Moss, Algae, or Lichen Growth: The presence of moss, algae, or lichen on the roof, which can retain moisture and cause damage.

Cost Comparison: Roof Repair vs. Roof Replacement

In Florida, roof repair for normal wear and tear costs between $300 and $1,000, depending on the damage. On the other hand, replacing the roof on a 3,000 sq ft house costs between $15,000 and $30,000.

 

Deductibles and the Cost of Ignoring Maintenance

For a $400,000 home with a 2% deductible, the roof replacement deductible is $8,000. However, if your insurance doesn’t cover a claim due to ignored pre-existing damage, you might have to pay for the entire replacement.

Ignoring regular maintenance and inspections can lead to big financial problems. Therefore, it’s always cheaper to fix issues as they come up and keep your home in good shape.

 

Preventative Measures and Regular Maintenance

Preventive measures and regular maintenance can save you significant money and hassle.

Regular inspections and repairs extend the life of your roof, delaying the need for a costly replacement. We even offer lifespan certifications if your roof is nearing the end of its lifespan and insurance tells you it needs to be replaced. Also, small problems can lead to significant damage if left unaddressed. Lastly, insurance claims may be denied if the damage is due to lack of maintenance.

Knowing your homeowners insurance policy helps you save money and stay protected. Southern Oak Insurance recommends, first, read your policy documents carefully. If there is anything you don’t understand, talk to your insurance agent. It’s their job to keep you informed and work with you. Next, if your roof is more than 10 years old, schedule an inspection and perform regular maintenance. This way, you can avoid costly surprises and keep your home in top shape. Experts like Stonebridge Roofing also ensure your roof lasts longer and stays reliable. Remember, a well-maintained home is both safe and a smart investment.

Storm Prep – Emergency Roof Repairs

Storm Prep – Emergency Roof Repairs

When a big storm is bearing down on your area, it’s probably a little too late for major roof repairs. But it’s never too late to try and cut down on the damage that could be coming. Here are a few tips for things you need to do right away before a storm hits.

Pre-Storm Checklist:

1.     Look for Leaks or Stains Indoors:

Visible stains on a ceiling or wall could mean an obvious roof problem. Some roof leaks can be tricky though if water enters the attic and travels along framing like trusses, dripping somewhere unrelated to the leak. If you see a stain along an exterior wall or ceiling you may need to take some emergency protection steps.

2.     Look for Debris in Your Gutters:

We all know that gutters will gather leaves and dirt throughout the year, but you may not know how damaging this gutter gunk can be. Most Florida roofs are made from materials that wear over time, like fiberglass/asphalt shingles, tiles, etc. As the material wears down, it sheds and will usually collect in the gutters. If the water in your gutters is unable to drain properly, it will gather and potentially leak into the walls and ceilings of your home. If you inspect your gutters and find roof debris, you may need to take emergency protection steps or call a roofing expert for advice.

3.     Exterior Inspection:

Take a few minutes to do a visual inspection of the exterior of your roof. Materials will degrade over time. For asphalt shingle roofs, there are often small corners that may pull up away from the roof. It’s often common for shingles to pull away and blow off completely in heavy winds. You should also look to see if there are any sags or discolored spots on your roof. These may be signs of damage that could lead to leaks soon. Be sure to take pictures, make notes, and document everything.

4.     Trim Your Trees:

Check around your home for any low-hanging or dead tree branches that could potentially fall and damage your roof in heavy winds. You can trim away small branches if it’s safe to do so, but leave the heavy stuff for professionals.

5.      Tarp Your Roof

If you see any areas of large damage before the storm, it’s important to try and prevent further damage. You can buy a tarp at almost every hardware store and most likely you can find one large enough to cover 3 feet past each edge of the damaged spot. Lowes has a helpful video on how to tarp your roof.

Post-Storm Checklist:

After the storm passes, and when you are sure it’s safe, there are a few post-storm things to check off. If you think you are experiencing any leaks or think you may have had roof damage, Here are the 5 most important things to do next.

1.      Inspect your Property as soon as Possible

Do an inspection similar to your pre-storm check. Look for loose or missing shingles, damage from tree branches, debris on the roof, sagging spots, etc. Check the interior for water spots, stains and active leaks.

2.     Document Everything

Take pictures of anything that looks like it might be damaged to you and make notes. There is no such thing as over-documenting and all of this can come in handy when it’s time to file an insurance claim.

3.     Tarp Your Roof

If you do have any large damage spots or leaks in your home, you can follow the same tips from the video here.

4.     File an Insurance Claim

If you believe that you have significant roof damage, it’s time to file an insurance claim. Contact your local agent or insurance carrier to see the proper method for filing a claim to get the process started.

5.     Call Stonebridge

If you’re not sure how extensive your roof damage is, call the trusted experts at Stonebridge. You can request our emergency roof repair service here. We will come to give you a full assessment of the damage and inspect your roof with no obligation.  904-262-6636.

You will no doubt have out of town storm chasers all over your neighborhood after a storm. Cheaper is rarely better. Read some tips here on choosing the right contractor. Stonebridge Roofing is a local, licensed and insured, certified roofing installer. Our roofs are backed with our 15 year labor warranty along with lifetime shingle warranties, based on shingles chosen. Stonebridge Roofing can also help with new replacement windows, vinyl siding, gutters, and painting as well. Let Stonebridge Roofing become your first choice for all things exterior. Request your free assessment today.

7 Signs You Need A New Roof

7 Signs You Need A New Roof

Here in Jacksonville, roofs take a beating from salt, wind, UV radiation, and heat. Generally, roofs in northern Florida will last about 15-20 years, but any roof in the region should be inspected every year. Roof repairs should always be done by a local, professional roofing company who is licensed and insured. But how do you know when to call them? Depending on the style of roof, some will show wear better than others, so today we will suggest seven visual signs that your roof needs replacing.

Sign 1: Leaks and Stains
Visible stains on a ceiling or wall may appear to be an obvious roof problem. However, roof leaks can be tricky to locate because water can enter the attic, travel along framing like trusses, and drip somewhere unrelated to the leak. If you see a new stain along an exterior wall or ceiling you may need an emergency repair.

Crawling around in attics with no floor can lead to accidents and personal injury, so leave that task to the pros. Jacksonville roofers have experience working in hot Florida attics and can use that experience to find elusive roof leaks and their sources. Many Jacksonville roofers even wear special boots that allow them to safely walk across trusses and up steep roof angles.

Sign 2: The Roof is Old
It’s a good idea to keep maintenance records on your home like the age of your roof. Most asphalt shingle roofs will last between ten and twenty years, but if your records show it’s time for a replacement, get your roof inspected by a licensed and insured, Jacksonville roofing company. Roof repairs are critical to the health of your home because leaks can cause mold and mildew growth. Even if you see no visual problems yourself, let a pro perform a no-obligation inspection of your roof to prevent future damage.

Sign 3: Look For Debris In Your Gutters
It might seem counterintuitive to look for roof issues in your gutters, but doing so is a smart move. Most Jacksonville roofs are made from materials that wear over time, like fiberglass/asphalt shingles, tiles, and wooden shakes. As the roof wears, the material it sheds will usually collect in the gutters, as the material is too heavy to be washed away.

To perform your own inspection, look for what appears to be sand in the bottom of the gutter. Most of the debris will collect at the lowest point on the gutter, so usually the first place to look is near the downspout. If you cannot see the bottom of the gutter because the debris is blocking your view, a significant amount of the roof has eroded away. If you discover you need an emergency roof repair caused by a strong storm, get a professional inspection by a licensed and insured roofer.

Sign 4: Cracks or Gaps in Your Flashing
Jacksonville roofs can get some severe weather, so even a small crack around roof flashing (thin sheet metal) can allow precipitation to penetrate the roof. Even if the leak only occurs when the rain is blowing sideways, eventually the damage will accumulate. When it does, the roof underlayment and roof decking will begin to soften and rot.

Sign 5: Sags in the Roof
You may have seen older homes with roofs that appear to dip and sag. More often than not, the framing under these roofs has become water damaged, allowing the framing to bend under the weight of the roof. Sagging roofs can still be repaired and reroofed, but care should be taken to hire an experienced professional who is licensed and insured.

Professionals should determine which style of roof will function best in the situation. For example, an inexperienced roofer may be unaware that certain types of roofing require specific roof pitches to work as designed. Using the incorrect roof material on a sagging roof can actually cause more problems than it solves, so always consult a professional in these situations.

Sign 6: Moss and Mold On Your Roof
Moss on your roof indicates a moisture problem severe enough to cause rot. These plants require near constant moisture and limited sunlight, so if they are actively growing on your roof, the roof is never completely drying out. Roofs should be dry in a matter of hours after a rain shower, so if your roof is holding moisture, the moss and mold will be a likely indicator.

Sign 7: Small Visible Damage
Most roofing materials will degrade over time and leave debris in the gutters. A very common find are small bits of roofing material that have dry rotted and broken away. For asphalt shingles, these are often small corners of a shingle, or in the case of shakes, small splinters of wood as  these roofing materials begin to degrade with age.

Get Help Today! Contact Stonebridge Roofing
If you are unaware of the age of your roof, but begin to see small pieces of debris at the base of your downspouts, you can assume your roof is approaching its lifespan. This is a perfect time to contact a reputable Jacksonville roofing company, like Stonebridge Roofing and request a roof health report from a local expert roofer. For $150, your roof health report will include an overview of any visible damage (with photos), repair recommendations and an assessment of the lifespan left on your current roof.

Stonebridge Roofing is a licensed and insured, certified roofing installer, so they are approved by the manufacturer to provide a warranty. Stonebridge Roofing can also help with new replacement windows, vinyl siding, gutters, and painting as well. Let Stonebridge Roofing become your first choice for all things exterior. Financing Options are available! Request your free quote today.

 

 

 

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