3 FAQs About Roofing Insurance Claims

3 FAQs About Roofing Insurance Claims

After a storm hits, it is usually the roofing system that sustains the most damage. Even though there are preventive steps you can take, like installing a weather-resistant system, your roof will still be exposed to sharp hail, high winds, torrential rain, and other harsh elements that wear it out. That said, it is crucial to get roof insurance to mitigate losses resulting from roof damage. 

Today, we answer some of the most frequently asked questions about the roof insurance claims process.

1. What does your roof insurance policy cover: The most efficient way to find out what is covered in your insurance policy is to directly contact your insurance representative. The company considers the age of your roof when determining the extent of roof damage that will be covered. If your roof is less than 10 years old, then it is possible to receive coverage for all storm-damaged roofs. On the other hand, if your roof is more than a decade old, a depreciated value of the damaged roof may be reimbursed to you. Ultimately, the insurance company will send an inspector to assess and verify your claim.

2. How to get a new roof from insurance: If your roof is completely damaged, a roof repair is obviously not going to cut it. This means that a roof replacement is clearly due, and that leaves many people wondering if the insurance company will pay for the expensive costs of a new roof. Make sure to follow the established insurance claims process to avoid delay or refusal of payment from the insurer. Hiring local storm restoration contractors will help you. They will handle all the paperwork and ensure that all damage is accounted for.

3. What should I do if the contractor’s estimate is higher than the adjuster’s: This situation typically occurs when the adjuster misses out on some of the damaged parts of the roofing system. Fortunately, this can be easily resolved by providing the necessary paperwork, measurements, and pictures that depict the extent of damage right after the storm hit. The insurance company will review these documents and send a check for all the additional repairs.

Stonebridge Roofing, Waterproofing, and Exteriors is a premier source of home improvement solutions. We work with residential clients and provide roof replacement, siding maintenance, home exterior waterproofing, and more. Call us at (904) 262-6636.

4 Timeless Paint Colors for Your Home Exterior

4 Timeless Paint Colors for Your Home Exterior

Bold, daring exterior paint colors are distinctive and can easily make homes stand out from the crowd. But the downside is they tend to go out of style as quickly as they came into style. This can leave you with a sour feeling of regret or, worse, boredom. Here are four paint colors that are timeless and will look good on your Florida home to help you escape the aforementioned dire situation.

1. White

One color that will never be outmoded is white. The fascination with this particular exterior paint most likely came from classic homes with whitewashed wood panelings. Many people find white attractive due to its clean and simple appearance. It also goes well with other exterior colors for trims, windows, and doors, and looks good all year round, whether against a thick blanket of snow or as it reflects the bright rays of the sun.

2. Brick Red

Red is a classic color of brick homes. It reminds people of old, rustic-looking houses cladded with real wood panels. This particular shade of red paint is strong but can be very comforting as well. It also pairs so beautifully with classic white shutters and a black front door. It also allows you to be more playful with the palette of your exterior home as brick red matches well with gray-blue and blue-green shades.

3. Light Gray

A shade of a neutral color like gray is an effortless choice: it is can give your home a nice, sleek-looking appearance from the curb. A light gray-colored wall cladding pairs nicely with white trim and will not clash with the color of traditional metal roofs vs shingles.

4. Buttery Yellow

A home with light yellow exterior walls looks extremely welcoming. It is not as bold as most orange hues or as dramatic as tomato red and gold. If you want to revamp your home into an ideal and inviting sanctuary from the outdoors, then painting your exterior walls with light yellow will do you good. It even looks good on natural wood and with a gray roof.

Stonebridge Roofing, Waterproofing, and Exteriors is a premier source of home improvement solutions. We work with residential clients and provide roof replacement, concrete restoration, siding maintenance, and more. Call us at (904) 262-6636, or fill out this contact form to set up an appointment.

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